It’s necessary to have your main character/characters where the action is, that’s just how storytelling works, I get that. If your character happens to be in the middle of the action without actively seeking to be a part of it or being thrust into it by outside forces, you better have their incredible fortune/misfortune be the main focus of the story, otherwise people will start to get more distracted by this character’s crazy luck than the situations that their crazy luck has gotten them into yet again. Just a little care, a little extra exposition (or a good wink and a nudge at the audience if you’re in a cheeky/self-referential/4th-wall-breaking mood) can deal with that whole suspension of disbelief problem.
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-- Matt Carter
(We know there's a lot of Matt Carter's online you could spend your time with, so thanks for hanging around this one!)